The annual fee is high, but you get a long list of benefits such as airport lounge access, travel statement credits, complimentary hotel elite status, and more. The Amex Platinum is unmatched when it comes to travel perks and benefits. If lounge access, hotel elite status and annual statement credits are important to you, this card is well worth the high annual fee. Read our full review of the Platinum Card from American Express.

1. Check the CardMatch tool to see if you’re targeted for a 150,000-point Platinum Card offer (after meeting minimum spending requirements).
2. For the extended warranty benefit of The Platinum Card® from American Express, eligibility and benefit level varies by card.
3. American Express cards have long held a reputation for lucrative benefits, though the extent of these perks depends on the card you have.
4. To view rates and fees of the American Express® Business Gold Card, see this page.

However, for many TPG staffers, the credit usually takes under a few business days to arrive on their statement. The Amex Platinum credit is valid toward purchases made directly with SiriusXM (U.S.) online at , through SiriusXM telephone sales or direct mail order purchase transactions. The only stipulated exceptions are SiriusXM safety, security or Telematics services (Connected Vehicle), SiriusXM for Business subscriptions, SiriusXM ad sales and Pandora. Enter your email address to activate your approval odds and get updates about future card offers.

Pairing the Amex Platinum card with any of the cards mentioned in this article is a great way to maximize your travel rewards. It’s important to know what your highest spending categories are, as that simplifies deciding which card to pair with your current card. The Amex Platinum card comes with a fantastic welcome offer, great bonuses on travel purchases, and offers some of the best purchase and travel protections of any card in the market.

Card Name

To view rates and fees of The Plum Card® from American Express, see this page. To view rates and fees of The Business Platinum Card® from American Express, see this page. To view rates and fees of the American Express® Business Gold Card, see this page.

Card Issuer

In addition, the Capital One Venture card also features other benefits, including purchase protection and insurance, including rental cars and travel insurance. The card also comes with a Global Entry/TSA PreCheck application credit of up to $100 every 4 years. Many Amex cards come with fixed credit lines, but others have no preset spending limits — though you must repay the balances in full and on time every month. The Amex Business Gold card is a solid choice for high-spending small businesses with the flexibility to earn 4 points per dollar in the two categories where you spend the most.

Where the Amex Platinum Card Is Weakest

You must add the offer to your Card first and then make your qualifying purchase using the same Card to receive the statement credit or points. The issue is that many of us purchase our memberships annually because there is often a steep discount. The Amex Platinum statement credit works against a strategy like this. To get the biggest value from this benefit, you’ll need to pay for your subscriptions monthly, which can raise the effective price of your annual subscriptions. Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate,  focusing on product news, guides and reviews. His areas of expertise include credit card strategy, rewards programs, point valuation and credit scores, and his stories on building credit have been cited by Mic.com, LifeHacker, People.com and more.

BUSINESS ACCOUNTS

If you travel frequently and want to do it in style, the Amex Platinum card may be worth carrying in your wallet. American Express is a card issuer that offers a number of products and services for customers. It has partnerships with some of the largest travel brands out there — including Delta, Marriott and Hilton — but it also issues cards under its proprietary Membership Rewards umbrella. TPG’s experts have compiled an in-depth list of the best Amex credit cards, including several that don’t have an annual fee, based on our personal experiences. Check out the picks below to see how they stack up against each other and choose which is right for you. Foreign currency charges will be converted by the issuer of your Card.

Check out our comparison of the Amex Platinum card vs. the Amex Gold card for more details. Lastly, the Amex Platinum card also includes purchase protection, return protection, and extended warranty, along with car rental loss and damage insurance and trip cancellation and interruption insurance. This could lead you to a Membership Rewards card or even a cash-back option. As our team and library of resources has grown, so has our influence in the industry. Our TPG Awards are a badge of honor that winning banks, hotel groups and airlines all wear proudly. Our dedication to producing honest reviews and helpful content for our readers is what allows readers and companies alike to place their trust in us.

American Express Green Card: Best for everyday travel + transit

The Amex Platinum and Amex Business Platinum are the heaviest and most impressive. Other cards, even co-branded credit cards, also contain https://1investing.in/ metal in between two sheets of plastic. In addition to the simplified earnings, the Amex Blue Business Plus card also offers other perks.

The straightforward earning structure makes the Amex Blue Business Plus card one of the best cards available with no annual fee. The card provides all this value with a $0 annual fee (rates & fees). Now that we have looked at some of the best personal cards to pair with the Amex Platinum card, we thought it would be worth mentioning a business credit card for small business owners. Although you wouldn’t be earning American Express Membership Rewards points with it, carrying the Capital One Venture card in your wallet allows you to earn Capital One miles. Better yet, both American Express and Capital One have common transfer partners, including Air Canada Aeroplan and British Airways Executive Club. This allows you to pool points together, earning them more quickly for award travel.

“No preset spending limit” doesn’t mean your credit is unlimited, however. According to the issuer, “the amount you can spend adapts based on factors such as your purchase, payment and credit history.” The American Express Cash Magnet® Card pays amex playing cards a simple, flat cash-back rate on all purchases, with no limit to how much cash back you can earn. Plus, get a decent welcome offer and an introductory 0% APR period. If you want an AmEx card with a no-hassle rewards structure, this is your card.

For those looking for exclusive experiences when traveling, the Amex Platinum card has the most comprehensive airport lounge access out of any card and also offers hotel and rental car elite status (upon enrollment). Once considered the premium travel card, The Amex Platinum card offers tons of top-notch benefits and lifestyle perks that its competitors don’t. Although the card has undergone significant changes over the years, it is still considered one of the best travel cards available. When it comes to luxury, ultra-premium credit cards, no card stands out like The Platinum Card® from American Express.

Another bonus is that Amex Blue Business Plus Card has no annual fee. Just remember that it is a small-business credit card, so if you don’t have a side gig or a small enterprise that would qualify you for a business card, you won’t be eligible. There’s a $375 annual fee, but it could be well worth paying if you can take advantage of the card’s bonus categories and perks. The Amex EveryDay® Credit Card is a no-annual-fee version of the Amex EveryDay® Preferred Credit Card — and it still offers solid rewards.